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Lifestyle Trucker News

How Does Commercial Truck Insurance Work?

Commercial truck insurance covers a variety of commercial truck types, including tractor-trailers, dump trucks, straight trucks and pickup trucks. This type of insurance can be purchased by owner-operators for a single truck or for companies that need to insure an entire fleet of trucks.

Basic Coverages
Commercial truck insurance, like personal automobile coverage, provides standard protections such as comprehensive and collision, general liability, uninsured/under insured motorist protection and medical payments.

Specialized Coverages for Commercial Trucks
Commercial truck insurance also includes specialized business-related coverages that add further protection to the standard policy. Motor truck cargo coverage affords protection against lost, stolen or damaged cargo in transit. Trailer Interchange coverage protects the insured against losses to non-owned trailers being pulled by their insured trucks. Non-trucking (bobtail) liability offers protection to owner-operators who are permanently leased to an ICC-regulated carrier. This provides coverage for trucks when not being used directly for business purposes, such as when a truck is bobtailing and goes to a truck wash or to a shop for repairs.

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Lifestyle Trucker News

‘Pay It Forward’ success

At the Truckload Carriers Association’s recent Refrigerated Division annual meeting in Albuquerque, N.M., carrier owners and upper-level management, as well as industry suppliers, were issued an unusual challenge: Randomly provide some employees with $100 each and ask them to use the money at their discretion for charitable purposes.

The challenge stemmed from longtime TCA member John Christner, president and chief executive officer of John Christner Trucking Inc. of Sapulpa, Okla., who has already been implementing a “Pay It Forward” program within his own company for the last two years.

Christner said he got the idea from another company and from a book and movie of the same title. The idea of “Pay It Forward” centers on doing a favor for another person – without any expectation of being paid back and with the hope the recipient will, in turn, help someone else in need.

“The results [of this program] have been amazing, even phenomenal,” he told the meeting. “This is about giving someone in your work force the power to do something for mankind.”

Christner recounted numerous stories about how the $100 “seed money” has helped others. His employees have given warm clothes to the homeless, purchased groceries and gasoline for low-income families, and even contacted vendors for matching grants to make their $100 stretch much further. He told one story in which someone used the seed money to set up a dental appointment for a man who had very bad teeth. During the visit, the dentist discovered the man had oral cancer. “Because of this one random act of kindness, the cancer was discovered early enough to save his life, and that’s a priceless achievement,” Christner said.

Immediately after the session ended, 55 people approached Christner to sign up for the program. Christner gave each the first $100 to get them started. He also provided basic instructions, asking each person to begin by selecting different employees, such as mechanics, accountants, dispatchers and drivers.

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Lifestyle Trucker News

How to find loads for trucking Business?

Register with a load board online that matches drivers with loads. Many sites keep updated information on their sites daily and allow the drivers to contact the company directly to arrange the job. By paying a monthly fee that averages about $29.95, you can access the members-only site day and night for available loads.

Look for load boards that have a quick turnover in the job postings. A good load board shouldn’t carry load requests for more than 24 hours if it has an active membership. Companies in need of trucking services tend to use the boards that provide quick turn-around as well.


Utilize the services of a freight broker who acts as a third party negotiator and acquires jobs for you. Freight brokers operate on retainer fees or earn a commission on each match they provide. A freight broker has many industry contacts; some businesses prefer to deal with a broker rather than directly with truckers, so they will have access to jobs that aren’t listed on open load boards.

Bid on jobs through websites that list loads in need of moving. This is a much slower process and may take awhile to build repeat business. However, there are no upfront costs associated with bidding sites. Instead, you pay a fee to the organization hosting the bidding once you’ve signed a contract with a company to move their load.

Post your availability and the parameters of your trucking capabilities on a reverse load board. Brokers and businesses search these sites for drivers who match their needs. Post standing vacancies or put up a notice when you find yourself with a one-way load.

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Lifestyle Trucker News

Truck sales rise

Used Class 3-8 truck sales in June increased 9 percent over May despite a lack of available inventory, said ACT Research Co. For the year, used sales are 6 percent behind last year’s pace.

Meanwhile, the firm reported net trailer orders in June dropped 26 percent from May, the third consecutive monthly decline.

“Used truck mileage continues to edge up, in response to fleets holding onto their equipment longer,” said Steve Tam, ACT vice president-commercial vehicle sector. “The market is still awaiting some relief to the shortage of sellable inventory as well as upward price pressures. Improving new truck sales will result in increased trade-ins, and should provide some relief to the market.”

The falloff in June trailer orders, combined with an increase in production, resulted in industry backlogs dropping 5 percent month over month. The industry order board ended June at 97,000 units, ACT said.

“The fall-off in net orders was greater than anticipated,” said Frank Maly, director CV Transportation Analysis and Research with ACT. “A positive factor to keep in mind is that cancellations of existing commitments on the order boards were not an issue; new order weakness was the cause.”

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Lifestyle Trucker News

Electronic shipment system in Canada

In September, Canada will begin phasing in the third stage of its Advance Commercial Information for motor carriers.

Canada Border Services Agency’s eManifest will require trade community members to electronically submit trade information to the CBSA at least an hour before their shipment’s arrival in Canada. The agency’s goal is to identify health, safety and security threats in commercial goods.

The eManifest Portal was developed mainly for small- to medium-sized enterprises to ease the transition from paper reporting to pre-arrival electronic data transmission.

Once fully implemented, eManifest will require trade partners for all transportation modes to electronically provide cargo, conveyance, crew/passenger, secondary and importer data to the CBSA before arrival at the border.

Starting Sept. 1, release requests must be transmitted to the CBSA electronically if the total number of invoice lines is 250 or fewer. By February 2012, release requests must be made electronically if the total number of invoice lines is 500 or fewer.

Finally, by 2012, release requests must be transmitted electronically if the total number of invoice lines is 999 or fewer.

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Owner Operators

New state laws affect owner-operator

Trucking supported changes affecting owner-operators and workers’ compensation became law last month in Tennessee, while similar legislation will soon become state regulations in Pennsylvania and Maine.

Tennessee’s new law, SB 932, excludes unemployment compensation for leased operators and owner-operators contracted to common carriers while engaged in interstate commerce.

Pennsylvania’s independent contractor definition under workers ‘compensation will broaden Aug. 29 when HB 440 becomes effective. It will allow sole proprietors, partners of partnerships and limited liability company officers to purchase workers’ compensation insurance.

The Maine Motor Truck Association had requested legislation to determine if someone is an independent contractor for purpose of workers’ compensation.

In September, LD 1099 takes effect, which will define Maine contractors through several factors, including if compensation is based on factors directly related to the work performed, such as mileage-based rates. The contractor also substantially must control the means and manner of performing services and be responsible for a significant amount of operating expenses and maintenance.

The sponsor of a California bill to bar owner-operators from working ports ordered the bill, AB 950, to the inactive file on June 2. Assemblyman John Perez made the request for the legislation, which would require port truckers be carrier employees.

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Lifestyle Trucker News

Minnesota ends shutdown!

Minnesota’s government will begin to resume services July 21, but state officials have not indicated when rest areas and other services used by truckers will be reopened.

On July 20, Gov. Mark Dayton signed into law budget and bonding bills the Legislature approved during a special session earlier in the day. However, state representatives have not said when the public safety department’s Driver and Vehicle Services will reopen.

On July 14, Minnesota Trucking Association President John Hausladen sent letters to U.S. Transportation Secretary Ray LaHood and state congressional representatives describing how trucking was hurt by the government shutdown. “We urge your agency to fully engage the situation in Minnesota to ensure that the state is honoring its obligations as a safety and enforcement partner,” Hausladen wrote.

Truck stops lacked enough parking to accommodate the overflow of trucks that drivers normally would have parked at rest areas.

Truckers also were hurt by the lack of DVS services. Motor carrier could not obtain apportioned plates through the International Registration Plan, preventing companies from registering trucks. That affected those receiving time-sensitive freight, including perishable food, medical supplies or disaster-relief materials.

Truckers could use local registrars to renew CDLs. but only the DVS can issue permanent cards to replace temporary licenses or renew hazardous materials credentials. Third-party vendors could not obtain motor vehicle records or could companies register pro-rated trucks.

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Carriers

DOT carrier inspections

The U.S. Department of Transportation said that in the last two years, the Obama Administration has issued as many imminent hazard orders placing unsafe bus and truck companies out of service as in the previous 10 years combined.

As part of the administration’s effort to step up motorcoach safety, the U.S. Department of Transportation’s Federal Motor Carrier Safety Administration (FMCSA) has cracked down on unsafe carriers through surprise inspections, full compliance reviews, and enforcement actions.

Between 2000 and 2009, FMCSA issued a total of 14 imminent hazard orders placing unsafe carriers out of service. In just the last two years, FMCSA has already issued another 14 imminent hazard orders to take carriers that pose an immediate risk to passengers off the road. For example, last month the USDOT issued an imminent hazard order to a Michigan company found to be transporting passengers in luggage compartments, at great risk to passengers.

“From Day One, I have pledged to put public safety above all else, and we will continue to take action when we see carriers placing passengers at risk,” said U.S Transportation Secretary Ray LaHood. “We have seen the tragic consequences of unsafe practices – whether it’s ignoring fatigue regulations, providing inadequate driver training, or failing to conduct the proper maintenance of a bus or motorcoach. We continue using all of the tools at our disposal to get unsafe carriers off the road and hope that Congress will act on our proposal to provide us with the necessary authority to expand our safety oversight.”

In just the past four months, FMCSA has issued eight out-of-service orders. FMCSA issued these orders immediately following safety investigations that found the carriers and/or the drivers to be in such substantial non-compliance with federal safety regulations as to pose an imminent hazard to public safety. The eight imminent hazard out-of-service orders in 2011 have been issued to seven interstate motorcoach companies: two each based in Georgia and Pennsylvania, and one each in Michigan, Mississippi and North Carolina. One order was issued to a Tennessee-based truck driver.

“Our safety investigators, inspectors and state partners will continue demanding that motor carriers and their drivers adhere to safety requirements,” said FMCSA Administrator Anne S. Ferro. “While most of the industry operates safely, I also look forward to working with Congress to add new tools to prevent unsafe companies and drivers from operating.”

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Trucker News

Nevada trooper seeks help in finding ex-trucker

A Nevada lawman is asking truckers for help locating a former trucker and his dog who disappeared on Interstate 80 between Wells and Winnemucca.

Humboldt County Undersheriff Curtiss Kull said the Nevada Highway Patrol pulled over Patrick Francis Carnes just east of Wells about 9 p.m. April 13. The 86-year-old Reno resident violated the state’s “move over” law by not shifting to the fast lane to pass an emergency vehicle stopped on the shoulder.

Carnes was returning to his Reno home after visiting family in Ohio. Following the traffic stop, he continued west in his 2005 dark-green Subaru Forester station wagon, apparently traveling with a tractor-trailer. Truckers who viewed the trooper’s dashboard film said the truck might have been pulling a reefer, Kull said.

About 6 a.m. the next day, his Subaru was discovered abandoned but in good condition at the exit 205 Pumpernickel Valley off-ramp.

No businesses are located near this rural exit, which is the location a vehicle was abandoned in another unsolved missing person case. A Reno area woman disappeared in February 2006 and her pick-up was abandoned there the following month.

World War II veteran Carnes had great respect for truckers, was in excellent health and stayed in close touch with his family. Carnes’ constant companion Lucky, his 100-pound Akita/mixed-breed dog, has never been found either.

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Lifestyle Trucker News

Shipping Carbon Plan Includes Penalties

The World Shipping Council and regulators in Japan say their joint plan on vessel efficiency would set fees for operators of ships that do not meet new environmental and energy standards.

The shipping group and the Japan’s Ministry of Land, Infrastructure, Transport and Tourism released details on Tuesday of the Vessel Efficiency Incentive Scheme the submitted to the International Maritime Organization, a plan sets a regulatory path for environmental improvements in the business.

The paper details their joint proposal to stimulate improvements in the carbon efficiency of the world’s maritime fleet in detail, including how the system would work in practice and how it compares to other proposals under consideration by the IMO.

The proposal would establish efficiency standards for both new and existing ships in the world fleet. Vessel efficiency would be measured using the Energy Efficiency Design Index developed by the IMO.

New and existing ships meeting the specified standards would not be subject to any fees or costs other than those costs associated with the design and installation of more efficient ship technologies.

Ships that fall short would be required to pay a fee based on the amount of fuel consumed and how far short of standard the specific ship falls. The per-unit fee applied to each metric ton of fuel is adjusted based on the relative efficiency of the vessel. Ocean carriers and said it hopes the paper and the joint WSC-Japan proposal contribute to efforts at the IMO to address the industry’s carbon emissions.